Recreation Insurance Products

Fun, Family, and Full Coverage: A Real-World Guide to Recreation Insurance in Texas

Here in Texas, the outdoors isn’t just a backdrop. It’s a lifestyle. Whether you're fishing with your kids on Lake Travis, exploring trails in a side-by-side, or loading up the RV for a family road trip, recreation is how many of us unwind, connect, and make memories. These adventures are priceless, and so is the gear that helps you enjoy them. That’s why recreation insurance matters. It’s designed to protect your boat, ATV, motorcycle, RV, or other adventure-ready vehicle. This way, you can spend less time worrying and more time enjoying the outdoors with the people you love. At Rollo Insurance, we live the same Texas life you do, and we’re here to help you get the right coverage to keep your fun and your family protected.

What is Recreation Insurance?

Recreation insurance covers vehicles built for fun, whether that’s on the road, off it, or out on the water. These aren’t just standard policies. They’re tailored to fit the way you actually use your boat, RV, motorcycle, or ATV. That includes protection for both physical damage and liability, so if something goes wrong, you're not left holding the bill.

Why It Matters in Texas

• Different Risks: From rocky trails to choppy lakes, recreational vehicles face unique dangers and need specialized coverage.
• Accidents Happen: If someone gets hurt or property is damaged, good liability coverage can protect your finances.
• Sometimes Required: Insurance might be mandatory if you're riding on public land, driving on public roads, or financing your vehicle.

Common Types of Recreation Insurance

Boat/Watercraft Insurance
Whether you're casting a line at sunrise or pulling a tube through the waves, boat insurance can keep you afloat. It protects against damage to your boat and covers you if there’s an accident. Coverage varies based on your setup, from small fishing boats to luxury cruisers.

Motorcycle Insurance
Nothing beats the freedom of a Texas backroad on two wheels. Motorcycle insurance is legally required, but there’s more to it than just meeting the minimums. A full policy can help with damage to your bike, medical payments, and protection against uninsured drivers.

Travel Trailer Insurance
Your trailer might be your home-away-from-home, so give it the protection it deserves. Travel trailer insurance goes beyond what your tow vehicle covers. It offers protection from damage, theft, and liability when it’s parked or detached.

Motorhome Insurance
Whether you're heading to Big Bend or living life on the road full-time, motorhomes need more than basic auto coverage. This type of insurance handles both the driving and living, including your personal items, emergency costs, and full-timer options.

ATV Insurance
If you love riding Texas trails or ranch roads, ATV insurance is a smart move. Even if you're riding on private land, it can cover injuries, property damage, and protect your ride from theft or crashes. Some public lands and events also require it.

Golf Cart Insurance
In many neighborhoods and retirement communities, golf carts are more than just for golf. If you’re driving around your community or using public roads, liability coverage may be required. Physical damage coverage helps if your cart is stolen or damaged.

At Rollo Insurance, We’ve Got Your Back

We know what it’s like to plan a weekend getaway with the family or to spend a quiet evening casting a line with your kid at the lake. These moments matter, and so does protecting the gear that gets you there. Rollo Insurance is here to help you find coverage that fits your life, your adventures, and your vehicles. Let us take care of the details so you can focus on making memories. Ready to hit the trail or the water with confidence? Reach out today for a personalized consultation.