Car
Insurance

There are a few different components of auto insurance coverage, and each one plays an important role:

• Property Coverage: If your car gets damaged in a crash, this would help cover the cost to fix it so you're not stuck paying out of pocket. Whether it's a fender bender in the school parking lot or storm damage from a Texas hailstorm, property coverage has your back in these kinds of situations.
• Liability Coverage: Accidents happen. If you're found legally responsible for injuring someone or damaging their property (like hitting another car or knocking over a neighbor’s fence) this coverage helps pay for those costs. It protects you financially and helps take care of others, too.
• Medical Coverage: This helps pay for medical care if you or your passengers get hurt in an accident. That includes treatment, rehabilitation, and sometimes even lost income or funeral expenses. It's about making sure your family can focus on healing and not the bills.
• Personal Injury Protection (PIP): PIP is like an extra layer of support. It covers medical costs, a portion of lost wages, and other related expenses, no matter who caused the accident. It can help if a parent has to take time off work or a child needs follow-up care after an injury.

An auto insurance policy usually has six main types of coverage. Most states require you to buy some, but not all, of these. If you're paying for your car with a loan, your lender will also have insurance rules you need to follow, like requiring comprehensive and collision coverage.

Most auto policies last for six months or a year. Your Rollo Insurance team will contact you prior to your renewal to review your policy.